Let's get you pre-approved

A few quick questions first so we know how to shape the rest of the application. Takes about 8–12 minutes total.

Purpose of the loan *

Have you already found a property? *

Are you applying alone or with a co-borrower? *

A co-borrower is typically a spouse, partner, or family member whose income and credit will also be used to qualify for the loan.

State where the property is (or will be) located *

About you

Enter your full legal name exactly as it appears on your ID — in English spelling. Required fields marked with *.

First name *

Middle name

Last name *

Date of birth *

SSN or ITIN

For your security, we do NOT collect your SSN through this form. I'll request it by phone or a secure link after receiving your application.

Citizenship *

Marital status *

"Unmarried" includes: single, divorced, widowed, civil union, domestic partnership.

Number of dependents

Ages (if any)

Contact & current address

Best number and email to reach you, plus where you currently live. Address in English.

Contact

Cell phone *

Email *

Current address

Street *

Unit / Apt

City *

State *

ZIP *

Years at this address *

Months

Housing *

Employment & income

We need at least 2 years of employment history. If you've been at your current job less than 2 years, previous employer(s) will appear automatically.

Other income (optional)

Include only if you want it considered for qualification. Examples: retirement, social security, child support, alimony, disability, rental.

Assets & funds for the deal

Approximate figures are fine — exact balances will come from bank statements later.

Total funds available for this transaction ($) *

Sum across all your accounts: checking, savings, retirement, investments, etc.

Breakdown by account type (optional)

Checking ($)

Savings ($)

Retirement — 401k/IRA ($)

Investments — stocks/bonds/CD ($)

Other assets ($)

Down payment

Estimated purchase price ($) — optional

Your target or approximate purchase price. Even if you haven't chosen a specific property yet, entering an estimate here lets us calculate the down payment percentage below.

Amount planned for down payment *

Amount ($)

Or as % of purchase price

Please fill in whichever is more convenient. If you enter a percentage, we'll calculate the dollar amount from the purchase price above.

Monthly debt payments (approximate)

Rough monthly amounts are fine — exact figures come from the credit report. Enter 0 if none.

Auto loans ($ / month)

Credit cards — total ($ / month)

Student loans ($ / month)

Personal loans ($ / month)

Child support / alimony ($ / month)

Other monthly obligations ($)

Real estate you already own

List every property you currently own — including any being sold, rented out, or refinanced. Skip if you don't own any real estate.

Do you own any real estate? *

The property for this loan

Tell us about the property you're buying. If you don't have every detail yet, fill in what you know.

Property address

Street *

Unit / Apt

City *

State *

ZIP *

County (if known)

Price & loan

Purchase price ($)

Loan amount ($) *

Down payment ($)

Property type & occupancy

Property type *

Intended occupancy *

Expected closing date (if known)

Declarations

Standard yes/no questions required on every mortgage application. Please answer honestly — accurate answers protect your loan.

Military service

This determines whether you qualify for a VA loan. Answer "No" if not applicable.

Did you (or your deceased spouse) serve, or are you currently serving, in the U.S. Armed Forces? *

About your co-borrower

Same questions we asked about you — this time for your co-borrower. Enter their information in English spelling.

Demographic information (optional)

Federal law requires us to ask for this information to monitor fair-lending compliance. You are NOT required to answer — it doesn't affect your application.

Ethnicity (check all that apply)

Hispanic or Latino Not Hispanic or Latino Prefer not to say

Race (check all that apply)

American Indian or Alaska Native Asian Black or African American Native Hawaiian or Other Pacific Islander White Prefer not to say

Sex

Consent & electronic signature

Please review and confirm. Your typed name below serves as your binding electronic signature under URLA / Freddie Mac Form 65.

I confirm that the information I've provided is true, complete, and accurate to the best of my knowledge, and I understand that any misrepresentation may result in civil or criminal penalties under 18 U.S.C. §§ 1001. I authorize Kyryl Zhukov Mortgage and its partner lenders to obtain my consumer credit report and verify the information in this application. I consent to the use of electronic records and electronic signatures for this application. I agree to be contacted by phone, text, or email regarding this application.

Signature

Full legal name (English) *

Date *

Thank you for your application!

Our team will be in touch with you shortly. Look out for a call or email at the contact information you provided.

In the meantime, feel free to explore our mortgage calculators or browse the latest guides on our homepage.

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